60% of Americans are living paycheck to paycheck heading into the holidays, report finds

Although inflation is cooling, households are still feeling squeezed.

As of October, 60% of adults said they are living paycheck to paycheck, according to a new LendingClub report. The figure is unchanged from last year.

Overall, 4 in 10 consumers consider themselves worse off relative to 2022, the report found.

Shoppers expect to overspend during the holidays

The LendingClub report was conducted in October, just one month before the holiday season kicks into high gear.

This year, holiday spending during the Thanksgiving week may hit a record as consumers try to maximize the weekend’s deals, according to a 2023 Deloitte Black Friday-Cyber Monday survey. Spending over the week is expected to jump 13% from last year, with shoppers shelling out $567 on average, Deloitte found.

Even as credit card debt tops $1 trillion, almost all — or 96% — of shoppers said they expect to overspend this season, according to a separate TD Bank survey.

Half of consumers plan to take on more debt to pay for holiday expenses, another report by Ally Bank found. Only 23% have a plan to pay it off within one to two months.

Some 74% of Americans say they are stressed about finances, according to a separate CNBC Your Money Financial Confidence Survey conducted in August. Inflation, rising interest rates and a lack of savings contribute to those feelings.

That CNBC survey found that 61% of Americans are living paycheck to paycheck, up from 58% in March.

Many households have tapped their cash reserves over the past few months, LendingClub and other reports show. More than one-third of consumers plan to dip into their savings even more to cover holiday spending, LendingClub also found.

“While consumers have found a way to manage through inflation, it’s concerning that many plan to tap into savings, and even exceed their budgets, to finance their holiday purchases, which may leave them vulnerable to an unexpected emergency,” said Alia Dudum, LendingClub’s money expert.

Read more at: cnbc.com

Listeria Outbreak Linked to Peaches, Nectarines, and Plums

Even more countries are now exploring ditching the U.S. dollar in international trade settlements.

India and Egypt, two members of the BRICS economic alliance, are now reportedly in talks to completely abandon the U.S. dollar in international trade settlements between their respective nations.

This comes at a time when the U.S. economy is $33 trillion in debt, Moody’s has downgraded its outlook on several U.S. banking giants, and historically high inflation plagues the U.S. economy.

Breaking free from the economic side of things for a minute, foreign policy decisions have dire consequences. It turns out that fueling proxy conflicts all over the planet has created significant pushback against the U.S. federal government.

Kicking Russia out of the SWIFT system, the global protocol standard for moving U.S. dollars, ignited a torrent of uncertainty and dissent in much of the world—it was the proverbial straw that broke the camel’s back.

The dominant attitude of most non-Western countries after seeing what happened to Russia is: are we next?

No one should ever live in fear that their money and their ability to transact has suddenly been shut off by the government, not sovereign nations, and certainly not individuals.

This brings me to my final point: we must never allow the government to issue a central bank digital currency (CBDC). If they do, they will do the same thing to each of us that they did with Russia.

Read more at: 100percentfedup.com

Target Hires LGBTQIA+ Strategist After Pride Merch Uproar

Although Target faced Pride Month merchandise boycotts, a lawsuit and a 10% decline in its stock following this year’s controversial collection, the retailer appears to be doubling down on its commitment to this market.

Target has promoted Erik Thompson to Senior LGBTQIA+ Strategist and Pride Lead, according to a @LibsofTikTok post on X and Thompson’s LinkedIn profile.

In his new role overseeing Target’s lesbian, gay, bisexual, transgender, intersex, queer/questioning, intersex, and asexual marketing, Thompson says he plans to “flip the script and rewrite the narrative of CPG [consumer packaged goods] retail industries to better serve all segments and thoughtfully & authentically cater to *ALL guests, ALL humans & ALL hearts* who enter our stores and across the nation.”

Thompson has been with Target since 2016 and was previously a buyer for four years in its beauty and cosmetics division. Before that, he was an associate buyer between 2016 and 2019 of men’s sportswear.

In the spring, Target moved to appease conservative groups that expressed outrage over Target’s 2023 Pride Month collection to include “tuck friendly” bathing suits for boys, by removing some of the items.

In May, the retailer’s stock (TGT) was down 10% from its March 17 top, while CEO Brian Cornell hailed DEI (diversity, equity, and inclusion) as having been a boon to business

Read more at: newsmax.com

Report: Nigeria Is the ‘Most Dangerous Place’ to Be a Christian

ROME, Italy — Nigeria is the most dangerous place in the world to be a Christian, according to a report on Christian persecution by International Christian Concern (ICC).

In ICC’s 2023 “Persecutors of the World” report, Nigeria is billed as the world’s top oppressor because of its “endemic” anti-Christian violence.

Radical Muslim terror groups such as Boko Haram and Fulani militants have waged a “20-year genocide against Christians in Nigeria,” the report declared, and as a result “Christian men, women, and children are brutally kidnapped, tortured, and killed every week in Nigeria.”

In just 128 days of 2022, spanning from March 4 to July 6, a total of 55 separate attacks resulted in the deaths of 549 Christians, ICC reported.

The adoption of Sharia criminal law in 12 northern states has exacerbated the ongoing persecution of Christians in the region, the text stated, and meanwhile the Nigerian government and much of the international community “continue to deny religious motivation behind ongoing violence, despite the clear targeting of Christians and churches.”

“Once again, Nigeria’s Christian community is suffering at the hands of radical Fulani militants,” ICC president Jeff King noted. “And once again, rather than intervening, the Nigerian government continues to turn a blind eye to the violence, aiding and abetting the ongoing genocide.”

“No longer can this trend of violence be dismissed as a complicated, regional conflict over land rights,” King added. “The government’s inaction on the matter is inexcusable and the violence will only worsen unless the international community steps in.”

The principal driver of Christian persecution in Nigeria is radical Islam and, according to ICC, the three main perpetrators of persecution are Boko Haram, Fulani militants, and Islamic conservative communities.

While Boko Haram has killed tens of thousands of people, mostly Christians, Fulani militants operating in Nigeria’s Middle Belt “have killed more Christians in the past several years than Boko Haram and have displaced millions of Christian farmers.”

To add insult to injury, in 2021 the U.S. State Department removed Nigeria from its list of Countries of Particular Concern (CPC) despite unabated violence and atrocities against Christians.

“This lack of designation essentially indicates to Nigeria that the U.S. approves of all its actions,” the ICC noted. “Whether the U.S. acknowledges the plight of Nigerian Christians or not, the fact remains the same: Nigeria has become a burial ground for believers of the Christian faith.”

Read more at: breitbart.com

NBA Player Announces Sneakers With Bible Verses

With the whole world increasingly in chaos, sometimes it’s the little victories that brighten your day. Like NBA Orlando Magic forward Jonathan Judah Isaac, who announced the imminent launch of sneakers with Bible verses.

Since we are a Judeo-Christian nation, it hasn’t always been controversial to cite the Bible in public. But as a warped and secular view of separation of church and state (a phrase which never appears in the Constitution) took over American legal and political thought and as our country becomes increasingly non-religious and woke, we find that being openly Jewish or Christian makes us targets. One basketball player is taking a stand against anti-Biblical ideology with the “Judah 1.”

On Nov. 13, Isaac posted on Twitter/X, “Most people see the ‘Judah 1’ as an outlandish endeavor.. shoot, when we first started, so did I 🤷🏾‍♂️ I was afraid that delivering a sneaker that represented our values without compromising style or performance was too tall a task.. ‼️” But that seemingly impossible dream has become a reality, as Isaac announces the launch.

“But here we are!! ☺️👊🏾 The first basketball sneaker with visible Bible verses becomes available in Just 3 days!” Isaac said (the sneakers are supposed to be available this Thursday). “To be a part of history sign up at the link in my bio to be notified the second of the drop! ⛹️” Isaac’s tweet included a promotional video too.

In the video, Isaac describes boldness as “standing up for what you believe.” He asks, “What would it look like to give people the freedom to wear their values on their feet?…this is the first basketball sneaker with a visible Bible verse on the outside.”

He insists, “Whether you are on a basketball court, whether you are a teacher, whether you are a mailman, you have the opportunity to walk in true greatness by the decision that you make each and every day.” Christ’s presence inspires him, the basketball player said.

The sneakers as shown on Isaac’s website include multiple features, including “Herringbone traction pattern,” “Dual density midsole to provide a perfect blend of responsiveness and support,” and the Bible verse — “2 Cor 4:9” — on the heel. The verse says, “…persecuted, but not forsaken; struck down, but not destroyed.”

According to Isaac, the verse and JUDAH 1 Triumph sneakers remind him of what motivated him through injury, criticism, and misunderstanding: “No matter what they say, no matter the score, victory is yours through Christ.” Based on the promotional video, potential customers can choose from multiple different Bible verses on the shoes.

It often seems as if celebrities, whether in media, sports, or Hollywood, are either part of the problem or too afraid to speak up in the culture wars. The NBA itself has often seemed more interested in pandering to anti-Christian Communist China than anything else. It’s nice to see an athlete who is willing to wear his faith — not just on his sleeve, but also on his sneakers.

Read more at: pjmedia.com

UPDATE: FCC Approves Plan To Give Government Control Of Internet

The Federal Communications Commission (FCC) on Wednesday approved the Biden administration’s plan to give the federal government full control of the internet under the guise of preventing “digital discrimination.”

The agency issued a press release confirming it will implement the “first bipartisan broadband access anti-discrimination law.”

“The Federal Communications Commission has adopted final rules to prevent digital discrimination of access to broadband services based on income level, race, ethnicity, color, religion, or national origin. Under the Bipartisan Infrastructure Law, the FCC is required to adopt rules to ensure that all Americans have equal access to reliable, high-speed broadband services without discrimination based on the characteristics listed in the statute,” the agency stated.

“The new rules establish a framework to facilitate equal access to broadband internet services by preventing digital discrimination of access. Under these rules, the FCC can protect consumers by directly addressing companies’ policies and practices if they differentially impact consumers’ access to broadband internet access service or are intended to do so, and by applying these protections to ensure communities see equitable broadband deployment, network upgrades, and maintenance,” the agency continued.

“Under the new rules, the Commission can investigate possible instances of discrimination of broadband access, work with companies to solve problems, facilitate mediation, and, when necessary, penalize companies for violating the rules. The FCC will review consumer complaints of digital discrimination of access through an improved consumer complaint portal and staff will meet monthly to assess trends in complaint patterns. Finally, the Commission adopted model policies and best practices that will support states, local and Tribal governments in their efforts to combat digital discrimination,” the press released added.

“As feared, the FCC has authorized Biden’s Woke Takeover of the Internet,” Kyle Becker writes.

“This is how Woke politics — rooted in Critical Race Theory — is driving a complete takeover of all aspects of American life. ‘Equity’ and identity politics are being used to subvert the nation’s institutions. The first step to a globalist shadow cabal taking over this country is take over and control our information. Today, we saw the Biden regime take a bold step towards that corrupt end. Alarming,” he added.

The Blaze reports:

When regimes capture power, it’s often not in the dramatic fashion of the storming of the Bastille. Instead, it’s a bureaucratic takeover, hidden in jargon and filled with clichés, for the greater good. The Federal Communications Commission is poised to vote today on a sweeping set of new rules called the “Preventing Digital Discrimination Order.”

The 200-page report recommends implementing an exhaustive array of new restrictions that will alter the internet forever. It springs from section 60506 of the Infrastructure Investment and Jobs Act 2021. This legislation was meant to infuse some federal dollars into America’s sagging internet infrastructure. Unfortunately, this vote will grant the FCC the power to control nearly every aspect of internet infrastructure in the name of our secular gods of diversity, equity, and inclusion.

The TL;DR of the obtuse rules is the ability to censor, control, and regulate internet service providers based on vague laws around equity. Most disturbing is that it doesn’t have to be “discrimination” as it’s generally understood but rather “disparate outcomes,” meaning all internet infrastructure must produce perfect equity or face the wrath of the United States government.

The agency’s unelected officials will convene to deliberate on regulations to integrate the latest progressive ideals regarding race and identity into the internet landscape. It’s expected to pass 3-2. It will stifle innovation and impede internet access opportunities, all in pursuit of achieving equity.

If approved, this would mark the first time the FCC would gain the authority to oversee various aspects of every ISP’s service termination policies, including customer credit usage, account history, credit checks, and account termination, among other related matters.

Read more at: 100percentfedup.com

Fallout From Depleted Uranium Explosion In Ukraine Reaches England

A recent study has revealed that the fallout from the depleted uranium explosion in Ukraine reached England with a rise of approximately 600 ng/cubic meter in uranium levels in the air in southeast England due to particles released from the Khmelnitsky explosion.

On May 19th, an article was written about the Khmelnitsky explosion, analyzing gamma radiation data from detectors positioned to the North West of the attack site. The data indicated heightened radiation levels in areas of Poland near the Ukraine border and extending through Germany. The conclusion drawn suggested the possibility that a warehouse, purportedly storing Uranium weapons supplied by the UK, had been impacted. It was hypothesized that the Uranium exploded, generating a substantial fireball, and the resulting particles from the explosion dispersed with the prevailing wind across Europe at the time.

The article sparked significant debate on the internet, with numerous self-proclaimed fact-checkers and “experts” disputing the conclusions. This illustrates the current state of internet discourse. The article was dismissed as a “Russian Fake” (e.g., fakenews.pl).

However, it’s crucial to note that while Uranium emits weak gamma radiation, the daughter element Thorium-234 can contribute to increased gamma signals. Additionally, natural radioactive gas, radon, can elevate gamma signals during rainfall and low-pressure systems. A Polish laboratory attributed the heightened signal to radon, specifically reporting the presence of the radon daughter Bismuth 214, seemingly dismissing the claim of a Uranium cloud over Poland. Nevertheless, it was pointed out that there were no concurrent low-pressure systems that could explain the abrupt increase in gamma signals, leaving the matter unresolved.

Uranium levels in the air across Europe are generally not systematically monitored. Available data on Uranium in the air is derived from the High Volume Air Samplers (HVAS) at the Atomic Weapons Establishment (AWE) in Aldermaston, Berkshire. These samplers were established in the early 1990s following a public inquiry into a child leukemia cluster near the site. Legal obligations mandate AWE to regularly measure Uranium, Plutonium, and Tritium at various locations, both near and far from the weapons factory. This data has been previously used to identify Depleted Uranium from the Iraq wars that had dispersed to England.

In relation to the Khmelnitsky incident, recent Uranium data from AWE was obtained through a Freedom of Information request. The data, presented in an Excel file, was graphically represented using Excel’s functions. Figure 1 illustrates the filter levels for three offsite locations during the period from May 15th to June 15th, coinciding with the explosion. The results confirm an increase in Uranium levels during that timeframe. Data from onsite locations also reflects a similar rise.

Jay Van Rein, a spokesperson for the California Department of Food and Agriculture, revealed that millions of flies harvested at military bases were to be dropped over Los Angeles to sterilize an invasive species of Asian fruit fly.

Challenges observed in the scientific peer-review process mirror those in media. Two journals, namely the International Journal of Environmental Research and Public Health and Conflict and Health, either declined to consider or publish the paper on Uranium increases during the Ukraine war, despite the provision of raw data. The paper was subsequently shared on a preprints site where it gained attention.

Read more at: greatgameindia.com

THE RED HEIFER PROJECT: ISRAELI GOVERNMENT PART OF PLAN TO BUILD THIRD TEMPLE AT AL-AQSA

Since 1967, non-Muslims have been allowed to visit Al-Aqsa but not pray at the holy site. Yet that status quo is rapidly eroding in recent years as Israeli Jewish settler groups work alongside the government to take control of the compound.

Under Jewish law, the ashes of a red heifer (young female cow) must be scattered across Haram al-Sharif before Jews can ascend it and rebuild the Third Temple. While the hunt for a red heifer has long been considered a fringe initiative touted by Temple Mount activists, new research reveals the Israeli government is now involved in this endeavor.

According to Jerusalem-focused non-profit Ir Amim, the Israeli government authorities helped the temple mount activist group, the Temple Institute, and Boneh Israel, an Evangelical organization, import five cows from the United States last year to be used for the red heifer sacrifice.

The Ministry of Agriculture allegedly assisted in bypassing standard regulations in order to import the live cows from the U.S., which is prohibited. In a press release, Boneh Israel and the Temple Institute claim they received permission to import the cows through the Ministry of Agriculture.

The Ministry of Jerusalem Affairs and Heritage also assisted in the project. The Ministry’s Director General, Netanel Isaac, disclosed in a speech at the cows’ welcome ceremony in September 2022 that the agency has been funding the development of the Mount of Olives area where Temple Mount activists plan to initiate the red heifer ritual sacrifice. Additionally, the ministry is involved in transferring the cows to a visitor center and farm created for the red heifer project at the Tel Shiloh archaeological site in the occupied West Bank. Currently, the cows are being held at a kibbutz (Jewish commune) in the Jordan Valley. One of the cows is reportedly already at the Israeli settlement research center, however.

Ir Amim emphasized that while this project is being spearheaded by the current Israeli leadership, government assistance actually began during the previous government under former Israeli Prime Ministers Yair Lapid and Naftali Bennett, which was deemed more moderate and politically diverse than Benjamin Netanyahu’s present coalition.

Senior Ir Amim Field Researcher, Aviv Tatarsky, explained that only 15 years ago, the idea of Jews praying at Haram al-Sharif was a radical notion promoted by right-wing extremists. Yet now it’s firmly rooted in the Israeli mainstream.

“The change is that nationalistic and fundamentalistic ideologies are dominant in Israeli society,” Tatarsky said. “They have won over Israeli society.”

The Israeli ministries involved and the Temple Institute did not respond to requests for comment. Boneh Israel could not be reached before the deadline.

DANGEROUS IMPLICATIONS

Despite the Israeli government’s vow to keep with the status quo at Al-Aqsa, settlers involved in the red heifer project underscore the aim is Jewish ascension on Haram al-Sharif in order to reconstruct the Third Temple —  implying the destruction of the Dome of the Rock.

While Jewish settlers are increasingly storming Haram al-Sharif, many rabbis today forbid this as ancient Jewish law dictates the red heifer’s ashes are required to purify the area before Jews can ascend. Because of this, most religious Jews don’t even enter the compound, and those who do may only walk on certain parts. With the red heifer ritual, the number of Jews storming Al-Aqsa may then multiply.

“It could lead to maybe hundreds of thousands of Haredis [ultra-Orthodox Jews] or Sephardis [Spanish Jews] who might actually break into the mosque and cause a real religious war,” Dr. Abdallah Marouf, an Islamic history professor at Istanbul 29 Mayis University and ex-media official at Al-Aqsa Mosque, told MintPress News.

Read more at: mintpressnews.com

Beware The ‘Big Brother’ Digital Dollar That Will Take Your Freedom

A Central Bank Digital Currency is high on the list of authoritarian nightmares that might happen in a second Biden administration.

It turns out there’s another concern about the growing power of the deep state that the corporate media don’t want you to think about. Florida is the most recent state to pass a bill banning the use of a Central Bank Digital Currency (CBDC). Louisiana, Alabama, Texas, and North Dakota are also considering the measure.

Why the concern about a form of digital currency that has yet to be issued?

Florida Gov. Ron DeSantis refers to the idea as a “wolf in wolf’s clothing.” Both DeSantis and insurgent Democratic presidential candidate Robert F. Kennedy Jr. have rightly raised the issue in the presidential campaign and have been smeared by the corporate press for deliberately “misconstruing” the clearly stated intentions of the Biden administration to move toward a federal digital currency. If you weren’t sure whether their worries are justified, the furious nature of the corporate media’s pushback against their criticism of this Democratic wish-list item is an indication that they are probably onto something. The idea has been peddled for years by the World Economic Forum (WEF) crowd.

The CBDC is only in the drawing board stage, but if you’re wondering what Democrats can do to advance their agenda of greater government control of every aspect of American life, as well as to stifle dissent if they win the 2024 election, this should be on your radar.

A D.C.-Controlled Digital Wallet

The threat is clear. Imagine an America in which almost all financial transactions are not only able to be monitored by Washington but administered by it via a government-run digital currency. Such a scheme would put the government’s hands even deeper into our pockets and make Treasury Department bureaucrats the masters of your digital wallets, giving them not just detailed information about your life but power over your ability to exist in the modern marketplace.

That would make it impossible for independent contractors and small businesses to conduct operations “off the books,” increasing government tax revenue. But it would also give the feds the ability to close the bank accounts of those it disfavors for political reasons and prevent them from conducting business of any kind. That’s something already experienced by Brexit promoter Nigel Farage and dissenters in Canada who backed trucker protests against authoritarian Covid rules.

Read more at: thefederalist.com

DISTURBING: AI caught ‘lying, manipulating, and distorting facts’

In a terrifying development, a version of ChatGPT’s GPT-4 AI was recently caught lying to researchers about making an insider trade during a simulation.

Glenn Beck has already been worried about where the development of AI is going to lead, especially considering several recent stories have highlighted AI lying, manipulating, and distorting facts.

But the government doesn’t seem worried.

Instead of proceeding with caution, it’s been shelling out billions to AI over the past few years — and one of the most recent ventures is dystopian levels of freaky.

“It’s like a billion dollars to AI to create basically what Kathy Hokul is talking about here in New York — a way for AI to go out and just look at information, discover if it’s true, if it’s not; disinformation, misinformation, and shut it down, and steer you away from those things,” Glenn explains.

Not only is it a clear indicator that the government is coming for our speech, but “they want it to be more equitable and inclusive.”

“So it’ll have built-in bias,” Glenn warns.

Not only are many people afraid of movies like “The Terminator” or “The Matrix” becoming prophecies with the continued progress of AI — but some have noticed that tech leaders have openly told the world that they “want to summon the demon.”

“That’s what they actually call AI,” Glenn says.

Now that AI has reportedly already taught itself to insider trade and lie about it, Glenn worries it’ll learn much, much, worse tricks.

“Will we teach it that God is a figment of primitive and superstitious imaginations, that there’s no existence — in fact it’s just the random movement of meaningless matter particles?” Glenn asks.

“It will be our master,” he adds.

Read more at: theblaze.com